(Junior) Portfolio & Credit Analyst

Ascory Bank AG
Hamburg

Presence / Mobile
Fulltime
Published: 2026-09-22

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WHAT YOU SHOULD KNOW ABOUT US:

Who we are. What drives us. Where we want to go.

Would you like to gain insights into innovative business models whilst delving deep into the credit business? Then you’ve come to the right place. As a (Junior) Credit & Portfolio Analyst, you’ll work in a dynamic team and, through collaboration with various departments, gain a comprehensive insight into our business processes. Look forward to a varied role with an exciting mix of analysis, project work and operational tasks – all within the context of forward-looking sectors such as FinTech and the energy transition.

YOUR RESPONSIBILITIES:

Reviewing and processing ratings and reviews from existing customers, as well as handling the associated application process
Credit monitoring (including monitoring of deposits and withdrawals, exposure monitoring, and collateral monitoring)
Monitoring and ongoing refinement of the credit process
Administration and coordination of day-to-day operations, as well as handling incoming enquiries via the credit inbox
Processing and preparation of monthly and quarterly reports
Supporting project work within the department and across departments on relevant projects

YOUR PROFILE:

A degree in economics or a comparable subject area
Ideally, some initial experience in the banking sector gained through work placements or part-time student roles
Good Excel skills are desirable
A strong willingness to learn and motivation to familiarise yourself with the role and to engage with regulatory frameworks (including EBA guidelines, CRR, MaRisk and KWG)
Excellent communication skills in German and very good English, both spoken and written
An independent and structured approach to work, strong analytical skills and reliability

YOUR BENEFITS:

Hybrid working model with flexible use of mobile working - you decide (from) where you work.
20 days of workation in another European country.
Longing for your colleagues? Then we offer you attractive offices in an excellent location with a great view of the Elbe, including a gym and gaming room, height-adjustable desks, laptop bars and much more.
You will enjoy 30 days of vacation per year and have the 24.12. and 31.12. off all day.
Wherever you are - do unlimited sport throughout Germany with our partner EGYM Wellpass.
Whether by e-bike, cargo bike or classic bike - with your leased company bike, you are environmentally friendly on the road.
And when the weather is bad in Hamburg, you can use your Germany-wide job ticket, which we subsidize.
We also take out supplementary insurance for preventive check-ups and dental treatment for you.
A corporate culture that promotes personal development and combines the energy and innovation of a FinTech with the business orientation of a bank.

YOUR APPLICATION:

Have we sparked your interest and the job suits you? We are happy to hear that!
Apply stating your salary expectations and your earliest possible starting date, via our online application form or by e-mail to want-to-work@ascory.de.By the way: To apply, all we need for now is your resume.

Let's shape the future of banking together!